Is London or Toronto cheaper to live in?

London is typically more expensive: ~$3,800/mo avg vs ~$3,500/mo in Toronto (SetTern estimates).

Which has easier visas — London or Toronto?

London: Skilled Worker Visa (45–90 days). Toronto: Express Entry / PNP (6–18 months (PR)). Always confirm with official government sources.

Which city has a higher SetTern relocation score?

Toronto leads on our 10-point index (6.9 vs 6.3). Scores blend cost, safety, housing, and visa friction.

What is 1BR rent in London vs Toronto?

London ~$1,900/mo; Toronto ~$1,800/mo (indicative).

Who should choose London over Toronto?

London suits: Career acceleration, Finance & tech. Toronto suits: Immigrants, Tech workers.

What are main risks in London and Toronto?

London: NHS waiting times average 18 weeks for non-emergency. Estate agent referencing causes 3–6 week housing delays. Post-Brex… Toronto: PR processing times have ballooned to 12–24 months. Study permit delays widespread. Foreign-trained credential recogniti…

City vs city

London vs Toronto: Toronto is cheaper on average ($3,500/mo vs $3,800/mo) in 2026.

Compare cost of living, visa pathways, housing, and relocation scores between london and toronto — updated for 2026 on SetTern.io.

Confirm before you apply

Verify cost and relocation information at official sources

Rules change. SetTern summarizes public data for planning — confirm eligibility, fees, and timelines on government portals before you apply.

Last reviewed: 2026-05-19 · How we source facts

Who · How · Why

How this page was built

Who

SetTern relocation research team

How

Facts are synced from government and university sources into verified_facts; optional pipeline summaries cite only those facts.

Why

Help people compare cities, visas, and relocation costs with traceable sources — not to manipulate rankings.

Last substantive review: 2026-05-19

Editorial policy · Methodology

Side-by-side

Metric	London	Toronto
Relocation score	6.3/10	6.9/10
Avg monthly budget	$3,800	$3,500
1BR rent	$1,900	$1,800
Visa route	Skilled Worker Visa	Express Entry / PNP
Visa timeline	45–90 days	6–18 months (PR)
Visa friction	6.5/10	5/10
English-friendly	99%	98%
Safety score	70/100	80/100
Housing score	30/100	50/100

Recommendation

Overall index: Toronto. Budget: Toronto. Visa friction: Toronto. Your personal visa and family situation may override these defaults.

Frequently asked

Is London or Toronto cheaper to live in?: London is typically more expensive: ~$3,800/mo avg vs ~$3,500/mo in Toronto (SetTern estimates).
Which has easier visas — London or Toronto?: London: Skilled Worker Visa (45–90 days). Toronto: Express Entry / PNP (6–18 months (PR)). Always confirm with official government sources.
Which city has a higher SetTern relocation score?: Toronto leads on our 10-point index (6.9 vs 6.3). Scores blend cost, safety, housing, and visa friction.
What is 1BR rent in London vs Toronto?: London ~$1,900/mo; Toronto ~$1,800/mo (indicative).
Who should choose London over Toronto?: London suits: Career acceleration, Finance & tech. Toronto suits: Immigrants, Tech workers.
What are main risks in London and Toronto?: London: NHS waiting times average 18 weeks for non-emergency. Estate agent referencing causes 3–6 week housing delays. Post-Brex… Toronto: PR processing times have ballooned to 12–24 months. Study permit delays widespread. Foreign-trained credential recogniti…

Related calculators

View all calculators →

Compare with your profile in the live matcher →