First week checklist Hong Kong 2026

I'm Sophie Tan, a 29-year-old graphic designer. After years of working in Singapore, I decided to move to Hong Kong for new opportunities. I'm renting a one-bedroom apartment in Central and my budget for living expenses is around £3,800 per month. My timeline for settling in is one month.

One of the first things I did upon arriving in Hong Kong was to set up a local bank account. This is crucial for managing your finances and receiving your salary. I visited a few banks to compare their offerings. HSBC and Standard Chartered were popular choices, but I opted for Hang Seng Bank due to its convenient branch locations. To open an account, I needed my passport, proof of address, and employment letter. The process took about an hour, and I left with my ATM card in hand, ready to use. Don't forget to inquire about online banking options to make managing your finances easier.

Next on my list was getting a local SIM card. I visited a nearby 7-Eleven, which had a variety of prepaid options. I chose a plan from 3 Hong Kong that offered unlimited data for a month at a reasonable price. The activation process was straightforward, and within minutes, I was connected. Having a local number is essential for navigating the city, booking services, and staying in touch with new friends. I recommend checking for deals from various providers as they often have promotions for newcomers.

Hong Kong's public transport system is efficient and user-friendly. I purchased an Octopus card on my second day, which I loaded with some initial funds. This card is accepted on buses, trams, and the MTR (subway), making it easy to get around. I took a few rides to familiarize myself with the routes and schedules. The MTR is particularly impressive, with clear signage and announcements in both Cantonese and English. I made a note of key stations near my home and workplace to ease my daily commute.

During my first week, I dedicated some time to explore the vibrant neighborhoods of Hong Kong. I visited SoHo for its trendy cafes and art galleries, and Tsim Sha Tsui for shopping and waterfront views. Each area has its own unique charm, and I found it helpful to take a walking tour to discover local eateries and shops. I also joined an expat group on social media, which provided recommendations and insights into the best places to visit and things to do. This helped me feel more connected and less overwhelmed.

As a new resident, I needed to register with the local authorities. I visited the Immigration Department to complete my registration, which is mandatory for anyone staying longer than 180 days. I brought my passport, proof of residence, and employment details. The staff were helpful, and the process was relatively quick. I received a confirmation slip, which I was told to keep safe, as I would need it for various services like healthcare and banking.

In my first week, I also focused on locating essential services. I found a nearby grocery store that offered a good selection of both local and international products. I also researched nearby clinics and hospitals, noting their locations and contact information. It’s wise to register with a local doctor, especially if you require ongoing prescriptions. I made a list of services I might need in the future, such as dental care and emergency contacts, to ensure I was prepared.

Understanding local customs is crucial when moving to a new country. I learned that politeness is highly valued in Hong Kong. Simple gestures, like greeting shopkeepers and thanking bus drivers, go a long way. I also discovered the importance of punctuality, especially in professional settings. Additionally, I attended a few community events to immerse myself in the culture. This not only helped me learn more about local traditions but also allowed me to meet new people and make friends.

During my first week, I realized there are several common mistakes newcomers often make. One is underestimating the cost of living. I initially thought I could manage on a smaller budget, but expenses add up quickly. Another mistake is not exploring enough before settling into a routine. I recommend taking the time to discover various neighborhoods and amenities before committing to a long-term apartment. Lastly, many newcomers forget to secure adequate health insurance, which is vital for peace of mind.

To give you an idea of what to expect, here’s a breakdown of my expenses during the first week:

• Rent (first month): £2,200
• Groceries: £150
• Transport (Octopus card): £50
• Dining out: £100
• Utilities (estimated): £50
• Miscellaneous (SIM card, etc.): £50

Total: £2,600 This budget reflects my experience and can vary depending on lifestyle choices. It’s essential to plan accordingly to avoid financial strain.