Explain my result
Understanding your Transit vs Car Budget result
This tool weighs a transit pass against the all-in cost of running a car. Here is how to read the comparison honestly.
The two sides
The transit side uses the cited city transport band. The car side is a planning pack — fuel, insurance, and parking — that you should replace with your own quote, because insurer and parking prices vary too much to invent.
What tips the balance
Parking and insurance usually decide it in dense cities; fuel and distance matter more in spread-out ones. Some markets (for example Singapore) have ownership levies not captured by the basic pack.
How to finalise
Enter a real insurance quote and your expected parking cost. If the car total still beats transit for your commute pattern, it may pay off — otherwise a pass plus occasional rentals is often cheaper.
Honesty & sources
Car side requires your all-in quote — we never invent insurance or parking.
What to do next
- Add your insurance and parking quotes to the car side.
- Check the relocation cost tool for the full monthly picture.
- Open the city-specific version for prefilled, cited local cost bands.