Tools
Housing Affordability Calculator
Cited rent midpoints, P3-A6 snapshots, country deposit rules, and income ratios — no live Numbeo or invented agency fees.
Pick a city to update hero, links & Block 05 — open full page with ↗
Executive overview
Can you comfortably afford rent here on your income?
Rent vs income verdict with country deposit rules and move-in cash. Room-type multipliers are planning bands — not property listings.
Planning only — not legal, tax, or immigration advice. Confirm on official portals.
Cited rent midpoints + deposit rules + income ratios. No live listing scrapes.
Free account
Turn research into an executable move plan
- Resume exactly where you stoppedReturn tomorrow and pick up the same destination, calculators, and progress strip.
- Saved calculator runsHousing, visa, and cost results attach to your move brief — no re-typing rent figures.
- Relocation checklist with milestonesTrack tools completed, guides read, and next steps in one progress rail.
- Export your move briefPrint or share a single PDF of destinations, tool outputs, and cited sources.
- Full move historyEvery tool run, guide opened, and agent task — timestamped for your records.
- Guides tuned to your corridorSigned-in brief unlocks intent guides for your city and visa path first.
Also available in: · Russian (Русский) · Spanish (Español) · French (Français) · German (Deutsch) · Portuguese (Português) · Chinese (中文) · Italian (Italiano) · Tools
Data sources & honesty
Room-type multipliers are planning bands — not property listings.
Basis: Live rates + cited catalog · catalog 2026-05-19 · live: P3-A6 rent snapshots when populated
Required — results depend on what you enter
Official sources
Verified official sources
- SetTern methodologysettern.io — How we cite costs, visas, and tool limits — not legal advice.
- SetTern editorial policysettern.io — E-E-A-T, fact verification, and update cadence.
- UK GOV — renting deposit capgov.uk — England deposit rules in cited deposit module.
- SetTern cost comparison datasetsettern.io — Rent midpoints and optional P3-A6 overlays.
Common questions
- Is Housing Affordability Calculator legal or immigration advice?
- No. SetTern tools screen cited government and catalog data for planning only. Confirm eligibility, fees, and deadlines on the official portals linked on this page.
- Are these real apartment listings?
- No. Rent midpoints come from the cited city catalog and optional P3-A6 overlays, with room-type planning multipliers.
- What affordability ratios are used?
- 30% and 40% of net income benchmarks for rent — common planning rules, not lender approvals.