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Student cost of living for Toronto
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Executive overview
What is the true all-in cost of studying in this city in Toronto?
- Destination
- Toronto, Canada
- Living mid
- $3.5k/mo
- Market
- Costs stable
- Catalog
- 2026-05
Tuition + cited living lines for a study city in one monthly total. Tuition from SetTern university entities (2026 catalog) — verify on each university site.
Planning only — not legal, tax, or immigration advice. Confirm on official portals.
Cited Toronto cost context
These planning bands come from the SetTern city catalog for Toronto, Canada. The calculator below is prefilled from them — edit any line to match your own quote.
| Living cost avg (catalog) | $3,500/mo Source |
|---|---|
| Rent 1br (catalog) | $1,800/mo Source |
| Groceries (catalog band) | $250–$380/mo Source |
Toronto relocation guide · All-city version of this tool · How to read your result
Monthly living line items from the cited city catalog, plus median catalog tuition ÷ 12 when universities exist in that city.
$5,020/mo
$60,240/yr all-in · Toronto
Your result
Student budget snapshot
Planning composition from cited city catalog bands + median catalog tuition — not visa funds proof and not each university's official fees page.
- Rent (1br catalog)
- $1,800
- /mo · $21,600/yr
- Utilities (mid)
- $150
- /mo · $1,800/yr
- Groceries (mid)
- $315
- /mo · $3,780/yr
- Transport (mid)
- $155
- /mo · $1,860/yr
- Rent (1br catalog): $1,800/mo
- Utilities (mid): $150/mo
- Groceries (mid): $315/mo
- Transport (mid): $155/mo
- Dining out (mid): $300/mo
- Tuition / 12 (median of 2 catalog unis): $2,300/mo
- University of Toronto — $32,800/yr
- York University — $22,400/yr
CMHC 2025 Rental Market Report · Methodology
Planning only — not legal, tax, or immigration advice. Confirm on official portals.
Cited Toronto living midpoint is $3,500/mo — adjust inputs to match your lifestyle.
Continue your research
Guides for your destination
- Toronto Rent 2026 — Studio and Shared Costs for NewcomersCanada · Toronto
- Cheap Colleges in Toronto for International Students 2026Canada · Toronto
- Cheap Toronto Suburbs for Students 2026 — Commute TimesCanada · Toronto
- Canada Express Entry CRS Cutoff 2026 — Realistic PR PathwaysCanada · Toronto
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Data sources & honesty
Tuition from SetTern university entities (2026 catalog) — verify on each university site.
Basis: Cited 2026 catalog · catalog 2026-05-19
Required — results depend on what you enter
Official sources
Verified official sources
Common questions
- Is Student Cost Calculator legal or immigration advice?
- No. SetTern tools screen cited government and catalog data for planning only. Confirm eligibility, fees, and deadlines on the official portals linked on this page.
- Where does tuition come from?
- Median tuition from universities in the selected city's SetTern catalog (2026 fields). Always confirm on each university's official fees page.
- Why not use a tuition multiplier on living costs?
- We pair cited university tuition entities with city living midpoints — not an invented avg×4 heuristic.